Terms of Use

CICO Digital Solutions Europe sp. z o.o.

These Terms establish the rules for using www.cicopay.com, operated by CICO Digital Solutions Europe SP Z OO, registered in Poland at Jana III Sobieskiego 17, 35-002 Rzeszów (Company Number: 0000603467, Tax ID: 9482605774). By accessing the Site, users agree to comply with these Terms.

Key definitions

"Site" — www.cicopay.com
"Site User" — any individual or entity browsing or using the User Panel
"Terms of Use" — this document and any applicable general terms

1. Access to the Site

The Site is provided free of charge, and users arrange their own access. The platform operates on an "as is" and "as available" basis. The operator may modify, suspend, or discontinue the service without notice and bears no liability for any unavailability.

2. Accounts

Account creation requires users to be at least 21 years old. The information provided must be accurate and current. Passwords must combine uppercase and lowercase letters, numbers, and symbols. Users are responsible for safeguarding their credentials and for reporting any suspicious activity to support@cicopay.com. Closing an account deletes the related information; personal data is retained securely for a maximum of five years.

3. Intellectual Property

All content on the Site, including copyrights and other intellectual property rights, is owned by or licensed to CICO Digital Solutions Europe sp. z o.o. unless otherwise indicated.

Content may not be copied, distributed, or reused commercially without explicit written permission. Any downloaded materials require licensing for commercial use.

4. Liability and Disclaimers

Information on the Site serves general purposes only and does not constitute professional advice. The operator makes no warranties regarding performance, security, or accuracy. Business users acknowledge that implied warranties are excluded. Liability limitations do not apply to transactions governed by separate agreements.

5. Privacy

Users' privacy obligations follow the Privacy Policy, which is incorporated into these Terms by reference.

6. Support

You can contact support using the options available on the Contact page.